Nepal Rastra Bank has published the financial statements of the first 4 months of the current financial year 2079/80. At present, a total of 124 bank financial institutions are operating, including 26 commercial banks, 17 development banks, 17 finance companies and 64 microfinance institutions licensed by Nepal Rastra Bank.


During the period under review, there has been an increase in the business and profits of Bank Finance Institutions ("A", "B" and "C" categories). Come on. and By the first 4 months of 2018, financial institutions mobilized Rs. 5,182.54 billion deposits to Rs. 4,787.81 billion in loans. Deposit mobilization and loan disbursement. and is 9.68% and 6.90% higher than the same period respectively. Similarly, during the review period Rs. 222.69 billion interest income, the bank financial institutions have Rs. 27.10 billion net profit

have earned Interest income and net profit in the previous year. and compared to the same period is 57.81% and 6.18% respectively. Previous and Deposits of bank financial institutions increased by Rs.419.10 billion and loans increased by Rs.538.92 billion, while they earned a net profit of Rs.83.43 billion with a total interest income of Rs.509.36 billion. Financial institutions earned an average monthly interest of Rs.42.44 billion and earned a net profit of Rs.6.95 billion.

Commercial Bank


Out of a total of 26 commercial banks, 25 commercial banks are listed in Nepal Stock Exchange Limited, except National Commercial Bank, which is 99.97% owned by the Government of Nepal. According to the data of the first 4 months of the current financial year, Nabil Bank (NABIL) has the highest Rs. 340.46 billion deposits collected and Rs. 315.82 billion in loans. Nabil Bank's deposits account for 7.47% of the total deposits of commercial banks. During the same period of the previous year, the bank had Rs. 230.52 billion

Deposits mobilized to Rs. 212.92 billion in loans. After the merger of Nepal Bangladesh Bank, Western Bank's deposit and loan portfolio increased. NIC Asia Bank (NICA) ranks second in terms of deposit mobilization. By the end of October, the bank will pay Rs. 305.41 billion deposits were collected and Rs. 270.92 billion loans have been disbursed. Previous and Compared to the same period, bank deposits have increased by 2.64% while lending has decreased by 2.07%. Likewise, Global IME

Bank (GBIME) has Rs. 288.86 billion in deposits collected and Rs. 273.55 billion in loans. Similarly, in terms of business, National Commercial Bank, Siddharth Bank (SBL), Nepal Bank (NBL), Nepal Investment Bank (NIB), NMB Bank (NMB), Kumari Bank (KBL), Prabhu Bank (PRVU) are ahead. Civil Bank (CBL) has the lowest deposit collection among commercial banks

By the end of October, the bank will pay Rs. 94.70 billion deposits were collected and Rs. 87.33 billion loans have been disbursed. Century Commercial Bank (CCBL), Standard Chartered Bank Nepal (SCB), and Bank of Kathmandu (BOKL) are also at the bottom in terms of deposit mobilization.

Similarly, in terms of net profit, Nabil Bank Bank is in the first position. In the 4 months of the current financial year, the bank has collected Rs. 2.35 billion in net profit. Similarly, NIC Asia Bank has Rs. 2.22 billion net profit while Global IME Bank has managed to earn Rs. 1.75 billion earned. Nepal Investment Bank, NMB Bank, Kumari Bank, Prime Commercial Bank, Everest

The bank and Standard Chartered Bank have also managed to earn a net profit of over Rs.1 billion.


Development Bank

With a total of Rs. 518.36 billion in deposits collected and Rs. 458.05 billion among the 17 development banks, Muktinath Bikas Bank (MNBBL) has the highest Rs. 108.12 billion deposits collected and Rs. 93.76 billion in loans. Muktinath Bikas Bank has a high share of 20.86% in deposit collection. The bank previously and In the same period of Rs. 102.92 billion deposits collected and Rs. 89.40 billion loans

flowed. Similarly, Garima Bikas Bank (GBBL) will provide Rs. 71.70 billion in deposits collected and Rs. 64.35 billion in loans while Jyoti Bikas Bank (JBBL) has disbursed Rs. 57.51 billion in deposits collected and Rs. 51.64 billion in loans. Similarly, Shangrila Development Bank (SADBL), Kamana Seva Development Bank (KSBBL), Mahalakshmi Development Bank (MLBL), Shine Resunga

Development Bank (SHINE) and Lumbini Bikas Bank (LBBL) have also increased their deposit collection to over Rs.46 billion.


Even in terms of net profit, Muktinath Bikas Bank is doing well. In the month of Kartik of the current financial year, the bank has Rs. 42.24 crore net profit has been earned. Similarly, Garima Bikas Bank

Rs. 37.20 crores net profit while Shine Resunga Development Bank has earned Rs. It has managed to earn 31.34 crores. Jyoti Bikas Bank, Mahalakshmi Bikas Bank, Lumbini Bikas Bank, and Shangrila Bikas Bank also provided Rs. They have managed to earn a net profit of more than 10 crores. Karnali Development Bank Limited (KRBL), Narayani Development Bank Limited (NABBC), Green

Development Bank Limited (GRDBL), Excel Development Bank Limited (EDBL), and Saptakoshi Development Bank Limited (SAPDBL) are in losses.


Finance Comp

In terms of business comparison among finance companies, Rs. ICFC has 1.12 billion paid-up capital. Finance (ICFC) is leading. The company will spend Rs. 18.31 billion in deposits collected and Rs. 14.08 billion in loans. Manjushree Finance (MFIL) raised Rs. 11.91 billion in deposits collected and Rs. 11.05 billion in loans while Pokhara Finance (PFL) has disbursed Rs. 11.62 billion in deposits collected and Rs. 9.96 billion in loans.

Similarly, Manjushree Finance is ahead in terms of profit generation. Finance has raised Rs. 9.78 crores net profit has been achieved. Similarly, I.C.F.C. Finance Rs. 4.80 crores in net profit while Goodwill Finance earned Rs. 4.77 crores has been earned. Similarly, Capital Merchant Banking and Finance Limited, Gorkhaj Finance also invested Rs. They have managed to earn a net profit of more than 4 crores.


banks, 25 commercial banks are listed in Nepal Stock Exchange Limited, except National Commercial Bank, which is 99.97% owned by the Government of Nepal. According to the data of the first 4 months of the current financial year, Nabil Bank (NABIL) has the highest Rs. 340.46 billion deposits collected and Rs. 315.82 billion in loans. Nabil Bank's deposits account for 7.47% of the total deposits of commercial banks. During the same period of the previous year, the bank had Rs. 230.52 billion

Deposits mobilized to Rs. 212.92 billion in loans. After the merger of Nepal Bangladesh Bank, Western Bank's deposit and loan portfolio increased. NIC Asia Bank (NICA) ranks second in terms of deposit mobilization. By the end of October, the bank will pay Rs. 305.41 billion deposits were collected and Rs. 270.92 billion loans have been disbursed. Previous and Compared to the same period, bank deposits have increased by 2.64% while lending has decreased by 2.07%. Likewise, Global IME

Bank (GBIME) has Rs. 288.86 billion in deposits collected and Rs. 273.55 billion in loans. Similarly, in terms of business, National Commercial Bank, Siddharth Bank (SBL), Nepal Bank (NBL), Nepal Investment Bank (NIB), NMB Bank (NMB), Kumari Bank (KBL), Prabhu Bank (PRVU) are ahead. Civil Bank (CBL) has the lowest deposit collection among commercial banks

By the end of October, the bank will pay Rs. 94.70 billion deposits were collected and Rs. 87.33 billion loans have been disbursed. Century Commercial Bank (CCBL), Standard Chartered Bank Nepal (SCB), and Bank of Kathmandu (BOKL) are also at the bottom in terms of deposit mobilization.

Similarly, in terms of net profit, Nabil Bank Bank is in the first position. In the 4 months of the current financial year, the bank has collected Rs. 2.35 billion in net profit. Similarly, NIC Asia Bank has Rs. 2.22 billion net profit while Global IME Bank has managed to earn Rs. 1.75 billion earned. Nepal Investment Bank, NMB Bank, Kumari Bank, Prime Commercial Bank, Everest

The bank and Standard Chartered Bank have also managed to earn a net profit of over Rs.1 billion.


Development Bank

A total of Rs. 518.36 billion in deposits collected and Rs. 458.05 billion among the 17 development banks, Muktinath Bikas Bank (MNBBL) has the highest Rs. 108.12 billion deposits collected and Rs. 93.76 billion in loans. Muktinath Bikas Bank has a high share of 20.86% in deposit collection. The bank previously and In the same period of Rs. 102.92 billion deposits collected and Rs. 89.40 billion loans

flowed. Similarly, Garima Bikas Bank (GBBL) will provide Rs. 71.70 billion in deposits collected and Rs. 64.35 billion in loans while Jyoti Bikas Bank (JBBL) has disbursed Rs. 57.51 billion in deposits collected and Rs. 51.64 billion in loans. Similarly, Shangrila Development Bank (SADBL), Kamana Seva Development Bank (KSBBL), Mahalakshmi Development Bank (MLBL), Shine Resunga

Development Bank (SHINE) and Lumbini Bikas Bank (LBBL) have also increased their deposit collection to over Rs.46 billion.


Even in terms of net profit, Muktinath Bikas Bank is doing well. In the month of Kartik of the current financial year, the bank has Rs. 42.24 crore net profit has been earned. Similarly, Garima Bikas Bank

Rs. 37.20 crores net profit while Shine Resunga Development Bank has earned Rs. It has managed to earn 31.34 crores. Jyoti Bikas Bank, Mahalakshmi Bikas Bank, Lumbini Bikas Bank, and Shangrila Bikas Bank also provided Rs. They have managed to earn a net profit of more than 10 crores. Karnali Development Bank Limited (KRBL), Narayani Development Bank Limited (NABBC), Green

Development Bank Limited (GRDBL), Excel Development Bank Limited (EDBL), and Saptakoshi Development Bank Limited (SAPDBL) are in losses.


Finance Comp

In terms of business comparison among finance companies, Rs. ICFC has 1.12 billion paid-up capital. Finance (ICFC) is leading. The company will spend Rs. 18.31 billion in deposits collected and Rs. 14.08 billion in loans. Manjushree Finance (MFIL) raised Rs. 11.91 billion in deposits collected and Rs. 11.05 billion in loans while Pokhara Finance (PFL) has disbursed Rs. 11.62 billion in deposits collected and Rs. 9.96 billion in loans.

Similarly, Manjushree Finance is ahead in terms of profit generation. Finance has raised Rs. 9.78 crores net profit has been achieved. Similarly, I.C.F.C. Finance Rs. 4.80 crores in net profit while Goodwill Finance earned Rs. 4.77 crores has been earned. Similarly, Capital Merchant Banking and Finance Limited, Gorkhaj Finance also invested Rs. They have managed to earn a net profit of more than 4 crores.